Loan Payoff Calculator

Calculate your debt payoff timeline using avalanche or snowball method. Free loan payoff calculator.

Frequently Asked Questions

How many loans can I calculate at once?
Budget Base lets you add up to 20 loans at once and calculate a combined payoff schedule — more than any other free loan calculator.
What payoff strategies are available?
Two proven strategies: the avalanche method (targets highest-interest debt first to minimize total interest paid) and the snowball method (targets smallest balances first for quick wins).
Is the loan calculator free?
Yes, the multi-loan payoff calculator is completely free. Calculate payoff timelines, compare strategies, and see detailed amortization schedules at no cost.